Online casinos in Croatia

The online gambling business in Croatia began to develop in 2015. At this time, the government passed amendments to the Law on Gambling. The gambling market regulation is under the authority of the Ministry of Finance of the Republic of Croatia. The government takes part in the management of the gambling sphere.

Casinos in the country may open by the state-owned commercial company Hrvatska Lutrija doo. Private enterprises with official representations in the republic can also obtain permits — licenses issued based on a tender.

Online Casino Rating in Croatia

The state gambling portal Lutrija offers traditional and instant lotteries, bets on sports or random events, slot machines. There is a system of bonuses: free tickets or combinations, extra spins, raffle prizes.

The state-owned company Hrvatska Lutrija doo owns:

  • icasino.lutrija.hr,
  • bingo.lutrija.hr,
  • poker.lutrija.hr,
  • Score Alarm HL app.

The Croatian government guarantees payouts on these resources.

#
Points
Rating
Reviews
Country
Game Software
These casinos are restricted to operate in this country (Croatia)
CasinoRating recommends you to read the online casino terms and conditions carefully
star
Mummys Gold review
3
SpinBetter
6120points
1.0
1
US
SpinBetter
8
Gaming Club Casino
4457points
0.0
0
US
Gaming Club Casino
10
1X Slots
2940points
0.0
0
US
1X Slots
13
PSK Casino
5370points
0.0
0
US
PSK Casino
14
Germaniasport.hr
5150points
0.0
0
US
Germaniasport.hr
15
TipWin
9934points
0.0
0
US
TipWin
17
EuSlot Casino
5887points
1.0
1
US
EuSlot Casino
18
GunsBet Casino
5607points
0.0
0
US
GunsBet Casino
19
PH Casino
5326points
0.0
0
US
PH Casino
27
HighStakes
219points
5.0
2
US
HighStakes
30
Cabaret Club CA
177points
0.0
0
US
Cabaret Club CA
Top 10 Casino Games in Croatia
All casino games (15515)

Players enjoy traditional lotteries, sports betting, online poker, bingo and slot machines.

Top Casino Software in Croatia
All casino software (288)

Manufacturers of casino software in the Republic of Croatia must obtain certificates. The Croatian Ministry of Finance issues permits.

Software providers collaborate with the state on a contract basis.

Legislation of online casinos in Croatia

Online casino license Issued by the Ministry of Finance of the Republic of Croatia as a result of a tender
Laws
Taxes The gambling tax rate is 10% of the profit
Player Taxes

For lottery games (in kunas, HRK):

  • from 0 to 750 — 0%;
  • from 750 to 10,000 — 10%;
  • from 10,000 to 30,000 — 15%;
  • from 30,000 to 500,000 — 20%;
  • over 500,000 — 30%.

For games with bets:

  • from 0 to 10,000 — 10%;
  • from 10,000 to 30,000 — 15%;
  • from 30,000 to 500,000 — 20%;
  • over 500,000 — 30%
Responsibility for illegal gambling

Licensees for non-compliance with the terms of the contract, penalties from 25,000 to 50,000 HRK applied.

The responsible person of the licensee pays between 5,000 and 50,000 HRK.

Individuals fined between 30,000 and 100,000 HRK.

For gambling without a license — from 5,000 to 500,000 HRK

Languages Croatian, English
Payment systems Special PBZ terminals;
transfers to Visa, MasterCard, Maestro cards;
Aircash wallet

Online casino: Croatian regulatory policy

The functions of the gambling regulator perform by the Ministry of Finance and the Republic of Croatia, guided by Zakon o igrama na sreću (after this — the Law). The government has issued additional by-laws governing the organization of each permitted type of gambling entertainment, including online casinos.

Adult players (over 18 years old) can play in online casinos. They must be registered and identified.

In the online casino of Croatia you can play in:

  • Lotteries (classic, commodity, instant).
  • Different varieties of lotto.
  • Toto and its variations (sports forecast).
  • Bingo.
  • Keno
  • Betting (on different results, events).
  • Games against casinos or visitors on gaming tables (for example, balls, cards or dice, roulette, baccarat).
  • Slot machines.

Local organizations can get permission to open an online casino — the Government of Croatia grants license after a tender. The application considered within 60 days.

Licensees prohibited from:

  • advertise casinos on the Internet on resources for minors;
  • use uncertified software
  • provide loans to users;
  • cooperate with suppliers that do not have permits for activity.

The Ministry of Finance may request an independent software compliance check.

Foreign companies cannot provide or advertise online gaming services in the Republic of Croatia (Section 68 of the Law). Foreign citizens and persons temporarily residing in the country can play in international online casinos.

The licensee company servers must locate in Croatia and, in real-time, transmit information to the regulator about registered players, bets made, and winnings paid.

Gambling addiction technical support and treatment in Croatia

Registered users can set the number of expenses or losses for the selected period.

The player can contact the operator for suspension from the game for six months, one year, five years, or until the application (list self-excluded players). Confirm the request for self-exclusion required within three days.

The withdrawal of the restriction must be submitted by the player in writing or by electronic notification.

Free treatment of ludomania carried out based on state medical institutions and humanitarian organizations.

Croatian Association of Game Organizers
Croatian Association of Game Organizers
Zagrebu, Tratinska 2
St. Ivan Psychiatric Hospital
St. Ivan Psychiatric Hospital
Jankomir 11, pp 68, 10 090 Zagreb
Ministry of Finance
Ministry of Finance
Katančićeva 5 10 000 Zagreb Hrvatska
FAQ about Online Casinos in Croatia
Are online cross-licensing establishments legal in Croatia?

Not. The law of the Republic of Croatia requires foreign companies to undergo a licensing procedure.

Are Croatian casino winnings taxed?

Yes. The tax rate depends on the type of game and the number of winnings. Amounts up to 750 kunas are not taxed.

How to apply for self-excluded players in Croatia?

Contact the operator in writing or by e-mail. The application can download in the user's account.